TERMS AND CONDITIONS

INDIVIDUALS WHO ARE LESS THAN 18 YEARS OF AGE IN MOST JURISDICTIONS (OR 21 YEARS OF AGE IN OTHERS) ARE NOT PERMITTED TO ACCESS www. iqcashcontest.com. DEPENDING ON WHERE YOU LIVE, YOU MAY NOT BE LEGALLY PERMITTED TO ACCESS THIS WEBSITE NO MATTER HOW OLD YOU ARE; SO PLEASE CHECK YOUR LOCAL LAWS BEFORE SIGNING UP WITH US. BE ADVISED THAT iqcashcontest? MAY UTILIZE ALL APPROPRIATE KNOW YOUR CUSTOMER MEANS TO ASSURE THAT MINORS ARE EXCLUDED FROM OUR WEBSITE, INCLUDING BUT NOT LIMITED TO ALL METHODOLOGIES PRESCRIBED FOR UNITED STATES BANKS UNDER THE PATRIOT ACT OF 2001.

BY USING OUR WEBSITE AS A VISITOR OR A CONTESTANT (COLLECTIVELY, USERS), YOU AGREE TO THESE TERMS PLEASE READ THEM CAREFULLY IF YOU ARE NOT FLUENT IN ENGLISH: THIS AGREEMENT IS WRITTEN IN THE ENGLISH LANGUAGE. LES PARTIES AUX PRESENTES CONFIRMENT LEUR VOLONTE QUE CETTE LE CONVENTION DE MEME QUE TOUS LES DOCUMENTS Y COMPRIS Y TOUT AVIS QUI SY RATTACHE SOIENT REDIGES EN LANGUE ANGLAISE. IF YOU WISH TO READ THIS AGREEMENT IN A LANGUAGE OTHER THAN ENGLISH, IT IS YOUR RESPONSIBILITY TO IDENTIFY A COMPETENT TRANSLATOR TO PRESENT IT TO YOU IN A LANGUAGE IN WHICH YOU ARE CAPABLE OF EVALUATING AND KNOWINGLY AGREEING TO AN AGREEMENT WRITTEN IN THE ENGLISH LANGUAGE.

1. Introduction: These Terms and Conditions govern your use of www. iqcashcontest.com (our Website) and constitute your binding legal agreement with us (Agreement) whether you are (1) a visitor (Visitor) to www. iqcashcontest.com, or (2) a user who establishes an Account with us and participates in one or more of our knowledge tournaments (Tournaments). In this Agreement between you and the owner of our Website, iqcashcontest, a Florida USA limited liability company ( iqcashcontest), iqcashcontest and you are sometimes referred to below as Party or, jointly, as Parties.

2. www. iqcashcontest.com is owned and operated by iqcashcontest, a Florida USA limited liability company (we,us,our and appropriate forms thereof).

3. iqcashcontest? is a digital platform where competitors in our Tournaments compete against others for cash prizes awarded on the basis of correct answers to questions which we will provide and tabulate for each round of each Tournament.

4. Interpretation: In these Terms and Conditions, -- In this Agreement, we sometimes refer to our website as iqcashcontest, including when accessed via the URL www. iqcashcontest.com and via any web browser; -- References to we, our, us are references to iqcashcontest, the owner and operator of www. iqcashcontest.com; -- Content means any material which iqcashcontest? includes on our Website, including any photos, videos, audio (for example music and other sounds), live-stream material, data, text (such as comments and hashtags), metadata, images, interactive features, emojis, GIFs, memes, and any other material whatsoever; -- Competitor or Contestant means a User who has set up and funded his/her iqcashcontest? account as a Competitor in one or more of our Tournaments; -- Terms and Conditions (also called Agreement herein) means this legally binding agreement between you and iqcashcontest?, which consists of: (i) Terms and Conditions for Visitors; (ii) Terms and Conditions for Competitors; (iii) Complaint Policy, and (iv) Acceptable Use Policy; -- United States means the United States of America, its Territories and Possessions; -- User means any user of iqcashcontest?, whether a Visitor or a Competitor (also referred to in this Agreement as you, your and forms thereof, as the context suggests). -- Visitor means anyone who accesses our Website but does NOT become a Competitor. -- iqcashcontest Wallet means the digital receptacle for a Competitor's cash credits on our Website.

5. Who we are and how to contact us www. iqcashcontest.com is operated by iqcashcontest a limited liability company registered in the State of Florida USA. To contact us with any questions about www. iqcashcontest.com please email us at iqcashcontest@gmail.com. If you are unable to contact us by email, please write to us at the following address: 1045 Hollywood Blvd., Hollywood, FL 33019. 6. How we may revise these Terms and Conditions We may revise these Terms and Conditions in our sole and final business judgment, and your future use of www. iqcashcontest.com will represent your consent to those changes. When updated Terms and Conditions are in effect, you will be bound by them if you continue to use www. iqcashcontest.com thereafter.

7. We may revise, suspend or withdraw www. iqcashcontest.com: We may, in our sole and final business judgment, update and/or revise and/or suspend and/or withdraw www. iqcashcontest.com from time to time for any reason, including but not limited to reflect changes in our services, your needs, our business practices, or to improve performance, enhance functionality or address security issues. We will try to give you reasonable notice of any major changes. We do not guarantee that www. iqcashcontest.com, or any content on it (Content), will always be available or accessible without interruption. We may suspend, withdraw or restrict the availability of all or any part of www. iqcashcontest.com for business or operational reasons. We will try to give you reasonable notice of any suspension or withdrawal if it is likely to affect you.

8. Registering with iqcashcontest? To use www. iqcashcontest.com you must first register and create a Knowledge Competitor Account (Account) on iqcashcontest?. You must provide a valid email address, wire-transfer information, a username, and a password. Your password should be unique (meaning that it is different from those you use for other websites) and must comply with the technical requirements of the iqcashcontest? Website for the composition of passwords. To register as a Knowledge Competitor you must be at least 18 years old (or 21 in some jurisdictions), and you will be required to confirm that the laws of the country (and/or State/province) where you live provide that you can be legally bound by a contract with us at an age which is higher than 18 years old; and you must not be barred from accessing our platform under any laws which apply to you. If you do not meet the above requirements, you must not access, use or register an Account on iqcashcontest?.

9. You warrant and represent to iqcashcontest? that: -- If you previously had an account with iqcashcontest? or any other platform to which you have subscribed, you confirm that your old account was not terminated or suspended because you violated any of said platform's terms or policies. -- You will assure that all information which you submit to us is truthful, accurate and complete, and that you will update promptly any of your information you have submitted to us promptly as, if and when it changes. -- You consent to receiving communications from us electronically, including by emails and messages posted to your iqcashcontest? Knowledge Competitor Account, and to the processing of your personal data as more fully detailed in our Privacy Policy. -- You will keep your Account/login details confidential and secure, including your user details, passwords and any other information that forms part of our security procedures, and you will not disclose these details to anyone else. You will contact iqcashcontest@gmail.com promptly if you believe someone has used or is using your Account without your permission or if your Account has been subject to any other breach of security. You also agree to log out of your Account at the end of each session, and to be particularly careful when accessing your Account from a public or shared computer so that others are not able to access, view or record your password or other personal information. -- You are responsible for all activity on your Account even if, contrary to these Terms and Conditions, someone else uses your Account. -- You will comply in full with these Terms and Conditions, our Acceptable Use Policy and all other parts of the Terms and Conditions which apply to your use of iqcashcontest?.

10. You agree that iqcashcontest? has the right, but not the obligation, to: -- Review your compliance with these Terms and Conditions (including but not limited to our Acceptable Use Policy) and/or any and all applicable law. -- Following our investigation of suspected non-compliance or unlawfulness, we may restrict your access to your Account or permanently remove or disable access without your consent and without giving you prior notice. Please be aware that iqcashcontest? adheres to a 1 strike/2 strikes/3 strikes policy and will permanently prohibit you from using our Website for any purpose or at any time if there are three (3) confirmed incidents of your non-compliance with these Terms and Conditions. After investigating each incident, we may take any action we consider appropriate in our sole and final discretion, including but not limited to canceling or reinstating your Account. You agree that you will, at your own cost, promptly provide to us all reasonable assistance in our investigation (including but not limited to providing us with copies of any information which we reasonably request). We will not be responsible for any loss suffered by you arising from the suspension of access to your Account or any other steps which we take in good faith to investigate any suspected non-compliance or unlawfulness. If we suspend access to your Account, we will notify you via email or electronic message to your Account, but we are not obligated to give you prior notice of such removal. -- Investigate any suspected or alleged misuse, abuse, or unlawful use of iqcashcontest? and cooperate with law enforcement agencies in any such investigation. We can disclose to law enforcement agencies any information or records in our possession or control about your use of iqcashcontest? in connection with any law enforcement investigation of any suspected or alleged illegal activity, or in response to a court order. -- Terminate this Agreement and your access to iqcashcontest? for any or no reason by giving you 30 days notice by email or electronic message to your iqcashcontest? Account. We can also suspend access to your Account or terminate your Agreement with us and your access to iqcashcontest? immediately and without prior notice if, in our sole judgment, you have or may have seriously or repeatedly breached any part of these Terms and Conditions (including but not limited to our Acceptable Use Policy), or if you attempt or threaten to breach any part of these Terms and Conditions in a way which has or could have serious consequences for us or a fellow User; or if you take any action that has caused or is reasonably likely to cause us to suffer a loss or that, in our sole judgment, harms the reputation of iqcashcontest?. During any period when access to your Account is suspended, any Prize Payments which would otherwise have fallen due during the period of suspension will be suspended. -- We may, in our sole discretion, change the third-party payment provider(s) that we use and, if we do so, we will notify you and store applicable details on your iqcashcontest? Account. -- We own all rights in and to iqcashcontest? and its entire contents, features, databases, source code and functionality. All such material is protected by copyright, and may be protected by trademark, trade secret, and other intellectual property laws. -- We own any and all data relating to your use of iqcashcontest? (including but not limited to anonymized data), which (subject to our Privacy Policy) we can use for any legal purpose, including but not limited to commercial, development and research purposes.

11. We are not responsible for: -- Your decision to follow any suggestions, comments, reviews or instructions received from another User of iqcashcontest?. If you choose to do so, you do so entirely at your own risk. -- The amount of Prize Payments which you may generate via iqcashcontest?. -- The accuracy or inaccuracy of any materials you may encounter on iqcashcontest? that claims that Knowledge Competitors will achieve any particular result or outcome from using such materials. -- Compatibility with your devices and operating systems. You are responsible for configuring your information technology, device, and computer programs to access iqcashcontest?. You should use your own virus protection software, since we take no responsibility for viruses or other malware which may infect your technology. While we try to make sure that iqcashcontest? is secure and free from bugs and viruses, we cannot promise that it will be. -- Availability of the Internet, or any errors in your connections, device or other equipment, or software that may occur regarding your use of iqcashcontest?. -- Lost, stolen, or compromised Accounts, passwords, email accounts, or any resulting unauthorized activities or resulting unauthorized payments or withdrawals of funds.

12. Intellectual property rights ownership: [If you are a copyright owner or an agent thereof (Owner) and believe that any content or Material infringes upon Owners copyright(s), rights of publicity, or any other rights, you may submit a notification pursuant to the Digital Millennium Copyright Act (DMCA) by providing iqcashcontest? (through @ iqcashcontest.com) with the following information in writing (see 17 U.S.C 512(c)(3) for further details): A physical or electronic signature of a person authorized to act on behalf of the owner of each legal right that is allegedly infringed; Identification of the copyrighted work or other legal right claimed to have been infringed, or, if multiple materials on the iqcashcontest? Website are intended to be covered by a single notification, a representative list of such works; Identification of the material that is claimed to be infringing, the subject of infringing activity or is violative of any other legal right and that is to be removed or access to which is to be disabled, and information reasonably sufficient to permit iqcashcontest? to locate said material; Information reasonably sufficient to permit iqcashcontest? to contact the Owner, such as an address, telephone number, and, if available, an electronic mail address; A statement that the Owner has a good faith belief that use of the material in the manner complained of is not authorized by the Owner or the law; and A statement that the information in the notification is accurate, and under penalty of perjury, that the Owner is authorized to act with regard to the legal right that is allegedly infringed. You acknowledge that failure to comply with all of the above requirements may render any Owners legal notice not valid.]

13. Linking to and from iqcashcontest? -- You may link to the iqcashcontest? homepage, provided you do so in a way that is fair and legal and does not damage our reputation or take advantage of it, but you must not establish a link in such a way as to suggest any form of legal association, approval, or endorsement on our part. You must not impersonate iqcashcontest?. -- Links from within iqcashcontest?: If iqcashcontest? contains links to other sites and resources provided by third parties, these links are provided for your convenience only. Such links do not imply approval by us of those linked websites or their information. We have no control over the contents of those sites or resources and accept no responsibility for them or for any loss or damage that may arise from your use of them. If you decide to access any of the third-party websites linked to iqcashcontest?, you do so entirely at your own risk and subject to the terms and conditions of use for such non- iqcashcontest? websites.

14. How do I delete my account? If you want to delete your iqcashcontest? Account, then you may do so in your iqcashcontest? Account. -- The deletion of your Account will take place within a reasonable time following your request. -- Once your Account has been deleted you won't be charged any further amounts or have access to your former iqcashcontest? Account. You will receive an email confirmation upon the successful deletion of your Account. Once your Account has been deleted, there is no technical facility on iqcashcontest? for you to be able to access your Account's information following termination of your Account.

15. Responsibility for loss or damage You agree that: -- We do not attempt to exclude our liability to you where it would be unlawful to do so. This includes (i) liability for death or personal injury caused by our negligence or the negligence of our employees, agents or subcontractors; and (ii) fraud or fraudulent misrepresentation on our part. You agree that our total liability to you for claims arising out of or related to this Agreement are limited to US $100 per User. -- We and our subsidiary or parent companies (if any), employees, owners, representatives, and agents will not be liable to you for any loss of profit, loss of business or revenue, business interruption, loss of business opportunity, or loss of anticipated savings suffered by you arising from or in connection with your use of iqcashcontest?. -- We and/or our subsidiary or parent companies (if any), employees, owners, representatives, and agents hereby exclude (to the extent permitted by law) all implied conditions, warranties, representations, or other terms that may apply to iqcashcontest? or any of its Content. This means that if these Terms and Conditions do not expressly include a promise or commitment by us, then one cannot be implied by law. -- We and our subsidiary or parent companies (if any), employees, owners, representatives, and agents are not responsible to you for any loss or damage suffered by you that is not a foreseeable result of our breaching these Terms and Conditions or our failing to use reasonable care and skill. Loss or damage is foreseeable if either it is obvious that it will happen or if, at the time you and we agreed to these Terms and Conditions, both we and you knew it might happen. We and our subsidiary or parent companies (if any), employees, owners, representatives, and agents won't be liable to you for any loss or damage, whether in contract, tort (including negligence), breach of statutory duty or otherwise, even if foreseeable, arising out of or in connection with your inability to use iqcashcontest? or any of its services, features or programs; or your use of or reliance on any Content stored on iqcashcontest?. -- We and our subsidiary or parent companies (if any), employees, owners, representatives, and agents won't be liable to you for any: loss of profits; loss of sales, business, or revenue; business interruption; loss of anticipated savings; loss of business opportunity, goodwill or reputation; loss of data or information, including but not limited to Content on the Website; indirect or consequential loss or damage; any loss or damage caused by a virus, ransomware, malware or other technologically harmful material that may infect your computer equipment, computer programs, data, or other proprietary material, due to your use of iqcashcontest? or any of our services, features or programs, or due to your downloading of any material posted on iqcashcontest? or on any website linked to it; for any disclosure of your identity, or any disclosure or publication of your personal information by other Users or third parties without your consent; for any failure or delay by us in complying with any part of these Terms and Conditions, which failure or delay arises from events outside our reasonable control, such as an act of God; inevitable accident; fire; war; lockout; strike or other labor dispute; riot or civil commotion, pandemic or epidemic (as declared by the World Health Organization and/or the USA Centers for Disease Control and Prevention), act of public enemy, act of terrorism, law, enactment, regulation, rule, order or act of government or governmental instrumentality (whether supranational, Federal, State, provincial or local, foreign or other), failure of technical facilities, or other cause of similar or different nature beyond our control which materially interferes with, prevents, or impedes our operations. If there is any failure or delay by us in complying with any part of these Terms and Conditions arising from an event outside our reasonable control, then we will contact you as soon as reasonably possible to let you know, and we will take steps within our reasonable business discretion to minimize the effect of the delay. -- Our total liability to you for any and all claims arising out of or related to your Agreement with us, whether in contract, tort (including negligence), breach of statutory duty, or otherwise, shall be limited to a maximum of not more than One Hundred United States Dollars (US $100).

16. We will not be responsible to you if you suffer any loss or damage as a result of your accessing or viewing iqcashcontest? which places you in breach of any status you have with a third party (for example, your employer) or in breach of any applicable law. -- If any aspect of this Agreement is unenforceable, the rest will remain in effect and will be interpreted so as to effect as nearly as possible the original intentions of the Parties. -- If we fail to enforce any aspect of this Agreement, it will not constitute a legal waiver; We reserve all rights not expressly granted to you in this Agreement. -- No implied licenses or other rights are granted to you in relation to any part of iqcashcontest?, save as expressly set forth in these Terms and Conditions. -- This Agreement does not give rights to any third parties, and the exclusions and limitations of liability herein may be enforced by our subsidiary or parent companies (if any), employees, owners, representatives and agents. -- You cannot transfer your rights or obligations under this Agreement without our prior written consent. Our rights and obligations hereunder can be assigned or transferred by us to others. For example, this could occur if our ownership changes (as in a merger, acquisition, or sale of assets) or by law. In addition, we may choose to delegate performance of any of our obligations hereunder to any third party. -- These Terms and Conditions form the entire agreement between us regarding your access to and use of iqcashcontest?, and they supersede any and all prior oral or written understandings or agreements between us and you. While our iqcashcontest? staff is continually working to develop and evaluate our own product ideas and features, we pride ourselves on paying close attention to the interests, feedback, comments, and suggestions we receive from the User community. If you choose to contribute by sending us or our employees any ideas for products, services, features, modifications, enhancements, content, refinements, technologies, content offerings (such as audio, visual, games, or other types of content), promotions, strategies, or product/feature names, or any related documentation, artwork, computer code, diagrams, or other materials (collectively Feedback), then regardless of what your accompanying communication may say, the following terms will apply, so that future misunderstandings can be avoided. Accordingly, by sending Feedback to us, you agree that: -- We have no obligation to review, consider, or implement your Feedback, or to return to you all or part of any Feedback for any reason; -- Your Feedback is provided on a non-confidential basis, and iqcashcontest? is not under any obligation to keep Feedback you send confidential or to refrain from using or disclosing it; and -- You irrevocably grant to iqcashcontest? perpetual and unlimited permission to reproduce, distribute, create derivative works from, modify, publicly perform (including but not limited to on a through-to-the-audience basis), communicate to the public, make available, publicly display, and otherwise use and exploit the Feedback and derivatives thereof for any purpose and without restriction, free of charge and without attribution or compensation of any kind, including by making, using, selling, offering for sale, importing, and promoting commercial products and services that incorporate or embody Feedback, whether in whole or in part, and whether as provided or as modified.

17. Disputes This Agreement shall be construed and interpreted in accordance with the laws of the State of Florida USA applicable to contracts made and to be performed in said State. User and iqcashcontest? agree and consent that jurisdiction and venue of all matters relating to this Agreement shall be vested exclusively in the federal, state, and/or local courts located in Miami-Dade County, Florida USA. Any claim hereunder must be filed within one year after the date on which such claim or cause of action arose or the date on which the claimant learned or should have learned of the facts giving rise to the cause of action (whichever is the earlier), or be forever barred.
** Important Notice Regarding Charge-backs and Fraud **

18. Once any payment has been made by you to iqcashcontest?, you may not cancel your payment by any means, including, but not limited to, by attempting a chargeback on your credit/debit card because the product or service wasn't what I expected.... Since User satisfaction is our #1 goal, if you have any questions about ANYTHING in regard to iqcashcontest?, the best thing to do is to send us an email with your question(s). We're happy to answer them. A charge-back takes place when you pay for something with your credit/debit card (for example, funding your iqcashcontest Wallet on this Website), and then you dispute the charge later with your credit/debit card company. You hereby understand and agree that if we receive a charge-back from your account, we may block any further usage of your credit/debit card with our payment processors. This measure is taken to protect you, us and other online merchants from fraudulent credit card purchases.

19. Contestants who use business entities If you prefer or set up a business entity (e.g., a corporation or limited liability company) to receive your Prize Earnings, you must provide evidence to us, on request, that you are the person with Majority Control of that entity. We will pay your Earnings into a bank account not held in your name only where the bank account is held in the name of that entity. You agree that, if you use a business entity to receive Earnings, you and your business entity will comply with all laws (including but not limited to tax laws) which are applicable to such entities in the jurisdiction where your business entity is established.

20. Jointly-owned Accounts If you establish a Contestant Account which shows anyone else other than, or in addition to, you (even if that person cannot readily be identified from the Account name) (Jointly- owned Account), you warrant and represent that each individual shown in any such Jointly-owned Account: -- Is also fully subject to and bound by this Agreement; -- Has given his/her written (email acceptable but must be preserved) express, prior and fully informed consent to his or her inclusion in the Jointly-owned Account. -- You agree that we will pay Prize Earnings only to your Account, and that you are solely responsible for dividing and distributing any revenue generated via iqcashcontest?. Any such revenue-sharing agreement shall be an independent, private agreement between (or among) the Account owners, and we are not responsible for providing, being aware of or enforcing any such agreements. You understand and agree that you are not entitled to any Earnings paid by us on any Jointly-owned Account(s) in which you have a share but which is posted on another Competitor's Account with us. At our discretion, we may require you to provide valid and complete legal information for all individuals who are included in any of your Jointly- owned Accounts. If you fail promptly to provide any information requested by us, we may delete the Jointly-owned Account, terminate your Account, and/or withhold all or any portion of Earnings earned but not yet paid out to you. [If you are a copyright owner or an agent thereof (Owner) and believe that any content or Material infringes upon the Owners copyright(s), rights of publicity, or any other rights, you may submit a notification pursuant to the Digital Millennium Copyright Act (DMCA) by providing iqcashcontest? (through iqcashcontest@gmail.com) with the following information in writing (see 17 U.S.C 512(c)(3) for further details): A physical or electronic signature of a person authorized to act on behalf of the owner of each legal right that is allegedly infringed; Identification of the copyrighted work or other legal right claimed to have been infringed, or, if multiple materials on the iqcashcontest? Website are intended to be covered by a single notification, a representative list of such works; Identification of the material that is claimed to be infringing, the subject of infringing activity or is violative of any other legal right and that is to be removed or access to which is to be disabled, and information reasonably sufficient to permit iqcashcontest? to locate said material; Information reasonably sufficient to permit iqcashcontest? to contact Owner, such as an address, telephone number, and, if available, an electronic mail address; A statement that Owner has a good faith belief that use of the material in the manner complained of is not authorized by the Owner or the law; and A statement that the information in the notification is accurate, and under penalty of perjury, that Owner is authorized to act with regard to the legal right that is allegedly infringed. The Owner acknowledges that failure to comply with all of the above requirements may render Owners legal notice not valid.]

21. Payments to Successful Contestants -- Your iqcashcontest? Wallet will be updated within a reasonable time with your Earnings. If no exception in this Agreement applies to your Earnings, they will become immediately available for withdrawal by you from your iqcashcontest? Wallet once such Earnings appear in your iqcashcontest? Wallet. -- To make a withdrawal of Earnings from your iqcashcontest? Wallet, you must have at least the minimum payout amount in your iqcashcontest? Wallet. The amount that you see in your current balance in your iqcashcontest? Account is your cumulated Earnings at the relevant time. All transactions on iqcashcontest? are transacted in US Dollars only. Your bank may charge you currency conversion or transfer fees to receive the money. We do not have control over currency exchange rates or charges imposed by your bank or your e-wallet company, and we are not responsible for paying any charges imposed by your bank or your e-wallet company. -- Except for Payout Options involving payment by direct bank transfer from us, we do not store any data disclosed by you when you register your Payout Options with a third- party payment provider.

22. Circumstances in which we may withhold Competitor Earnings: We may withhold all or any part of the Competitor Earnings due to you but not yet paid out: -- If we think, in our sole and final business judgment, that you have or may have seriously or repeatedly breached any part of these Terms and Conditions; -- If you attempt, or threaten, to breach any part of these Terms and Conditions in a way which we (in our sole and final business judgment) think has or could have serious consequences for us, you or a fellow User; -- If we suspect that any part of the withheld Competitor Earnings resulted from unlawful activity, either by you or by a third party, we may withhold those amounts for as long as necessary to investigate the actual, threatened or suspected breach by you or the suspected unlawful activity (as applicable). If, following our investigation, we conclude that (i) you have seriously or repeatedly breached any part of these Terms and Conditions; (ii) you have attempted or threatened to breach any part of these Terms and Conditions in a way which has or could have serious consequences for you, us or another User, and/or (iii) the Competitor Earnings under investigation result from unlawful activity, we may notify you that you have forfeited your Competitor Earnings. -- We shall not have any responsibility to you if we withhold or forfeit any of your Competitor Earnings where we have a right to do so under these Terms and Conditions. -- If we are withholding all or any part of the Competitor Earnings due to you, and we determine that part of the Competitor Earnings withheld by us is unrelated to breaches by you or suspected unlawful activity, then we may (in our sole and final business judgment) pay you the part of the Competitor Earnings which we determine to be unrelated to breaches by you or suspected unlawful activity. However, you agree that if we consider that your breach(es) of these Terms and Conditions has or may (in our sole and final business judgment) cause us loss, we may withhold all Competitor Earnings due to you but not yet paid, and we may set off such amounts against any losses suffered by us.

23. Tax compliance -- We recommend that all Competitors seek professional advice to ensure you are compliant with your national, state/provincial and/or local tax rules, based on your individual circumstances. -- By using iqcashcontest? as a Competitor, you warrant and represent that you have reported, and will report in the future, the receipt of all payments made to you in connection with your use of iqcashcontest? to the relevant taxing authorities in your jurisdiction, as required by law. -- By using iqcashcontest? as a Competitor, you warrant and represent that you will at all times comply with all tax laws and regulations which apply to you. If, at any point while you have a iqcashcontest? Account, any tax-related non-compliance occurs on your part (including but not limited to failure by you to report earnings or the imposition of any tax- related penalty or interest), or if any tax-related litigation, inquiry, or investigation is commenced against you, you agree that you will: (1) Notify us by email to iqcashcontest@gmail.com within 7 days of the occurrence of the tax non-compliance or the commencement of the litigation, inquiry or investigation (as applicable); and (2) promptly provide us by email to iqcashcontest@gmail.com details of the steps which you are taking to address the tax non-compliance and to prevent the same from happening again, together with any mitigating factors that you consider relevant, and such other information in relation to the occurrence of the tax non-compliance as we may reasonably require. -- For the avoidance of doubt, as between you and iqcashcontest?, you are responsible for your own tax affairs, and iqcashcontest? is not responsible or liable for any non-payment of tax by successful Competitors. -- We reserve the right to close your iqcashcontest? Account if we are notified or become aware of any tax non-compliance by you.